Featured in WWD A Retail Industry Whitepaper by Merchmix

For retail finance leaders

Next season's margin is already being marked down on today's balance sheet. 

Merchmix Intelligence connects stock, demand, margin and allocation in one live view, so finance can see risk earlier, protect working capital and act before markdown becomes unavoidable.

Inventory IntelligenceWorking Capital at Risk
Turn inventory into a live margin signal.

Merchmix Intelligence shows finance where stock is working, where cash is trapped, and where margin risk needs action before markdown becomes the only option.

Show margin exposure

What is Merchmix

What Merchmix does for retail finance leaders

Merchmix is a retail inventory operating system that connects planning, buying, allocation, replenishment, pricing, suppliers, stores and finance into one live commercial view. For finance leaders, Merchmix turns inventory into a working-capital and margin signal, helping teams see where cash is trapped, where stock is moving, and where action is needed before markdown risk grows.

Who This is For

Who this is for

Built for retail teams that need one shared view of stock, intake, margin, demand, allocation and trading risk across stores, ecommerce, suppliers and finance.

FINANCE LEADERSHIP

CFOs and finance leaders

Track cash leakages, predict gross margin offsets, and maintain tight alignment with plan targets.

MERCHANDISING

Heads of merchandising

Coordinate range sizes, trade active seasons, and optimize overall margins on incoming stock.

PLANNING

Heads of planning

Build live bottom-up budgets and dynamic forecasts connected straight to sales registers.

TRADING TEAMS

Inventory and allocation teams

Orchestrate fast transfers, rebalances, and supplier intakes based on clear demand trends.

LEADERSHIP

Retail leadership teams

Align buying decisions with cash requirements, supply chain reality, and markdown policies.

Integrations

Built for retail teams working across ERP, POS, ecommerce and suppliers

Merchmix connects ERP, POS, ecommerce, warehouse, supplier and planning data so finance, planning, buying and trading teams can work from the same numbers and act faster.

DATA SOURCES & SYSTEM LINKAGES
ERPPOSecommercewarehouse / WMSOMSsupplier dataproduct and SKU datasales and stock historyplanning and budget dataallocation and replenishment workflowspricing and markdown decisions

The leak

See inventory risk before it becomes margin loss

Merchmix reduces the time between signal, decision and action. It connects demand, stock, intake, pricing and margin signals in real time, so finance can see where exposure is building, quantify the cost of waiting and move the right action into the right workflow before margin is gone.

Trading Pipeline

From signal to action

Signal detected

See demand shifts before they become finance surprises.

Merchmix Intelligence reads live sales, stock and demand movement so finance can see where plan is drifting before the board pack catches up.

Scenarios modelled

Model the cost of waiting.

Merchmix Intelligence forecasts the margin, cash and weeks-of-cover impact of each action, so finance can compare hold, chase, transfer, rebalance or markdown before teams commit.

Decision confidence

Act faster without relying on guesswork.

Merchmix turns live signals and scenario modelling into clear recommended actions, helping finance and trading teams choose the right move while there is still margin to protect.

Decision Window vs Margin Left to Protect

Week 1 - Full marginWeek 4 - Action windowWeek 8 - Clearance risk

Wait Time vs Margin Exposure

1.5%
W1
2.8%
W2
4.2%
W3
6.0%
W4
8.0%
W5
10.0%
W6

The shift

Connect planning, stock, demand and finance in one view

Merchmix gives finance, planning, buying and trading one shared commercial rhythm. The same live signals, the same risk view, the same modelled scenarios and the same next action.

That means fewer meetings spent reconciling numbers, fewer decisions delayed by uncertainty, and faster movement on the stock, cash and margin risks that matter most.

ReadModelProtectImprove

Working Capital Control

100%Capital
Productive stock52%
Cash recoverable28%
Margin at risk20%

Proof & credibility

Built by retailers who know where margin really leaks.

Merchmix was built by people who have worked inside brands like ASOS, M&S, Best & Less and SABA - buying, planning and trading real ranges, with real stock, real suppliers and real margin pressure.

That experience is built into the platform: fewer disconnected decisions, faster action on stock risk and clearer commercial control for finance.

Why this lands with finance

  • Working capital firstThe issue is framed in cash, margin and inventory exposure not merchandising noise.
  • Decisions tied to numbersActions connect back to live data, modelled scenarios and clear ownership.
  • Board-ready confidenceFinance gets a cleaner view of stock risk, margin exposure and what the business is doing about it.

Depth

Not another dashboard.
The operating layer across your retail stack.

WORKS WITH YOUR STACK

Connects to ERP, POS, ecommerce, warehouse, supplier and finance systems to create one live commercial view.

USE YOUR ERP, OR OURS

Integrate with your current ERP or extend into Merchmix ERP where deeper operational control is needed.

APPROVAL-FIRST ACTION

Recommendations move through owners, approvals and audit trails before operational changes land.

Finance-led planning

Budget Builder Dashboard.

Set the commercial plan once, then keep it connected to sales, stock, intake and margin as the season moves. Merchmix gives finance live budget control, approval history and plan-versus-actual visibility, so the business can see whether it is still operating inside the plan.

Merchmix Budget Builder Dashboard detailing plan target vs actual performance analytics

Leadership Confidence

Rebuild trust in the numbers finance stands behind.

When planning, inventory and margin data sit in different places, confidence breaks down. Merchmix gives teams one connected view of the numbers, so leaders can see what is changing, understand the impact and act with confidence.

Margin Modeling

Model the cost of waiting

INTERACTIVE LAG COST CALCULATOR

What is inventory lag costing your business?

Adjust Assumptions
Estimated Margin Exposure$346,154
Trapped Working Capital$1,430,769
Potential Recoverable Margin$103,846
Find recoverable margin
Estimates only. Margin exposure scales with decision lag using our observed markdown curve. Trapped working capital is calculated at inventory cost (revenue × (1 − gross margin)). Recoverable margin assumes Merchmix helps recover a portion of exposed margin. Adjust the assumptions to fit your business.

Help & FAQ

Frequently asked questions

FIND OUT MORE

Bring your numbers. We’ll show you the leak.

Book a Demo

In a focused session, Merchmix can help identify where inventory is tying up cash, where margin is exposed, and which actions could protect value before markdown becomes the only option.